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Terms of Service

Welcome to stg-waterfmcom-dev.kinsta.cloud and Water Finance & Management (collectively, the “Site,” “Magazine,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, digital publications, newsletters, content, and related services.

By accessing or using the Site or Magazine, you agree to be bound by these Terms. If you do not agree, please do not use our services.


1. About Water Finance & Management

stg-waterfmcom-dev.kinsta.cloud and Water Finance & Management are free, business-to-business (B2B) informational platforms serving professionals in the water, wastewater, utilities, infrastructure finance, engineering, municipal, and related industries.

We provide news, editorials, product information, reviews, and advertising-supported content for informational purposes only.


2. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use this Site. By using the Site, you represent that you meet these requirements.


3. Use of the Site

You agree to use the Site and Magazine only for lawful purposes and in accordance with these Terms. You may not:

  • Use the Site for any illegal, fraudulent, or harmful purpose
  • Attempt to gain unauthorized access to systems, servers, or data
  • Disrupt or interfere with site functionality or security
  • Copy, scrape, or republish content without permission
  • Use content in a way that misrepresents stg-waterfmcom-dev.kinsta.cloud, Water Finance & Management, or their partners

We reserve the right to suspend or terminate access at our discretion.


4. Content & Intellectual Property

All content on stg-waterfmcom-dev.kinsta.cloud and in Water Finance & Management—including text, images, logos, graphics, videos, layouts, and branding—is owned by or licensed to WaterFM / Water Finance & Management and is protected by copyright, trademark, and other intellectual property laws.

You may:

  • View and share content for personal or internal business use
  • Link to our content with proper attribution

You may not:

  • Reproduce, distribute, modify, or republish content without prior written consent
  • Use our trademarks or branding without authorization

5. Editorial Independence & Disclaimers

Content published on stg-waterfmcom-dev.kinsta.cloud and Water Finance & Management is provided for informational purposes only and should not be considered professional, legal, financial, or operational advice.

Opinions expressed are those of the authors and do not necessarily reflect the views of WaterFM or its advertisers.

We make no guarantees regarding the accuracy, completeness, or timeliness of information.


6. Advertising, Sponsorships & Affiliate Relationships

stg-waterfmcom-dev.kinsta.cloud and Water Finance & Management are supported through advertising, sponsorships, and affiliate relationships.

  • Sponsored content and advertisements may appear throughout the Site and Magazine
  • Affiliate links may generate compensation at no additional cost to the reader
  • Advertising relationships do not influence editorial integrity unless explicitly disclosed

Advertisers are solely responsible for the accuracy of their claims and offerings.


Our Site may include links to third-party websites, products, or services. We do not control and are not responsible for third-party content, policies, or practices.

Accessing third-party sites is at your own risk.


8. User Submissions

If you submit content (including comments, articles, press releases, images, or feedback), you grant WaterFM / Water Finance & Management a non-exclusive, royalty-free, worldwide license to use, reproduce, publish, and distribute that content.

You represent that:

  • You own or have rights to the submitted content
  • The content does not infringe on any third-party rights
  • The content is not defamatory, unlawful, or misleading

We reserve the right to edit or remove submissions at our discretion.


9. Privacy & Data Use

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information, including data related to cookies, analytics, advertising, and newsletter subscriptions.

By using the Site, you consent to our data practices as outlined in the Privacy Policy.


10. Disclaimer of Warranties

The Site and Magazine are provided “as is” and “as available.”

We make no warranties, express or implied, including but not limited to:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Availability or uninterrupted access

11. Limitation of Liability

To the fullest extent permitted by law, WaterFM / Water Finance & Management shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Site or Magazine.

Our total liability shall not exceed the amount you paid to use the Site (which, for a free service, is zero).


12. Indemnification

You agree to indemnify and hold harmless WaterFM / Water Finance & Management, its owners, affiliates, contributors, and partners from any claims, damages, or expenses arising out of:

  • Your use of the Site
  • Your violation of these Terms
  • Your submitted content

13. Changes to These Terms

We may update these Terms at any time. Changes will be effective upon posting. Continued use of the Site constitutes acceptance of the revised Terms.


14. Governing Law

These Terms are governed by the laws of the United States and the State in which WaterFM / Water Finance & Management operates, without regard to conflict of law principles.


15. Contact Information

For questions regarding these Terms, please contact:

Water Finance & Management
Email: admin@benjaminmedia.com
Website: https://www.stg-waterfmcom-dev.kinsta.cloud